While working from home is not without start up costs, many of those costs can be defrayed by the savings that working from home brings. Even if you only work part time, you may save some money. So if you’re thinking about switching from the office to home, here are some areas where you can save a little of the green stuff.
1. Commuting
If you currently take public transportation to work, you will immediately notice more money in your pocket when you don’t have to lay out for the monthly or daily commutation cost. Although if you are commuting part time, the savings in public transit cost could be wiped out by a monthly discount full-time commuters may get.
If you drive to work, your savings could be greater but not as immediately noticeable. Not only does commuting save money on gas, it decreases the number of miles on your car. This, in turn, means less maintenance and repairs costs, and it could lower your car insurance payments.
2. Child Care
Not all work-at-home moms will save money on child care but many will. Though few moms with jobs can make do with no child care, work-at-home moms often manage to work full-time with only part-time childcare.
3. Food
Of course, you will eat when working from home. In fact, if you’re not careful, you may eat more! But you won’t pay nearly as much. The cost of preparing your own lunches is significantly less than eating out everyday. And it’s generally better for you too. If you like leftovers, you may find that making a little extra at dinner is a convenient way to always have a lunch ready.
4. Clothes
You need fewer dressy (and expensive) clothes when you work from home. When you must have a different work-appropriate outfit for every day of the week, not only does it cost more, but it almost takes some of the creativity out of buying clothes. I enjoy the challenge of buying several flexible items that can be mixed and matched for both dressy and casual occasions.
5. Time Is Money.
This manifests itself in a million different ways for each of us. Work-at-home moms certainly don’t have unlimited time. But when working outside the home, we tend to use more timesavers, which usually cost extra.
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